Gulf Bank: A Comprehensive Review

Gulf Bank. Gulf Bank, established in 1960, is one of Kuwait’s leading financial institutions, offering a wide range of services including personal and corporate banking, investment solutions, and financial advisory. Renowned for its innovative banking technology and customer-centric approach, Gulf Bank plays a pivotal role in Kuwait’s economic growth and development.

Gulf Bank

Gulf Bank, a well-established commercial bank in Kuwait, provides a diverse array of financial services, including personal and business banking, insurance, and investment solutions. Renowned for its innovative banking practices, Gulf Bank offers customers convenient online and mobile banking options.

Gulf Bank is dedicated to making a positive impact on the community by supporting various charitable initiatives focused on education, healthcare, and social welfare. Overall, Gulf Bank is a respected institution that prioritizes customer satisfaction and places a strong emphasis on social responsibility.

Gulf Bank Online Login

Gulf Bank’s official website provides an easy-to-use platform for customers to access their accounts online. Here are the steps to log in to your Gulf Bank account:

  • Open your preferred web browser and go to Gulf Bank’s official website at www.e-gulfbank.com.
  • Once you’re on the homepage, look for the “Login” button located in the upper-right corner of the screen.
  • Click on the “Login” button, and a drop-down menu will appear, offering options to select between “Personal” and “Corporate” accounts. Choose the account type that suits your needs.
  • You will be redirected to the login page, where you’ll need to enter your user ID and password in the respective fields. Ensure that your login details are entered accurately to avoid any login issues.
  • After entering your credentials, click on the “Login” button to access your Gulf Bank account. Once inside, you can manage your finances, check account details, and complete various banking transactions.

Gulf Bank Online Banking Registration

To utilize Gulf Bank’s online banking services, you’ll need to register for an online banking account. Simply follow these steps to complete your registration:

  • Go to the Gulf Bank website.
  • Find and click on the “Register” button situated at the top right corner of the homepage.
  • From the available services, choose “Online Banking.”
  • Fill in your personal and account details, including your name, email address, and account number.
  • Set up a username and password for your online banking access.
  • Follow the on-screen instructions to finalize the registration.
  • Once you’ve completed the registration, log in to your account to start using Gulf Bank’s online banking services.

Gulf Bank Corporate Login

Gulf Bank Corporate Login is an online service designed for corporate clients to efficiently manage their accounts. If you are a corporate client of Gulf Bank and wish to access the corporate login portal, simply follow these steps:

Launch your web browser.
Navigate to the Gulf Bank website by clicking here.
On the homepage, find and select the “Corporate Login” option.
Click on “Corporate Login” to be redirected to the login page for corporate accounts.
Input your username and password in the appropriate fields.
Click the “Login” button to enter your corporate account.
If you encounter any issues accessing your account, reach out to Gulf Bank’s customer support team for help.

Gulf Bank Open Account

Gulf Bank provides a wide range of accounts designed to meet your financial requirements, such as checking accounts, savings accounts, and others. To open an account with Gulf Bank, follow these steps:

  • Visit the Gulf Bank’s official website.
  • Click on the “Open Account” option.
  • Select the type of account you wish to open.
  • Complete the online application by entering your personal details and account information.
  • Upload any additional documents, if required.
  • Carefully review the terms and conditions of the account agreement, and accept them.
  • Submit your application for processing.
  • Wait for a response from Gulf Bank with further instructions after your application has been approved.

Gulf Bank Mobile Banking

Follow these steps to manage your accounts and perform transactions using Gulf Bank’s mobile banking service:

  • Begin by downloading the Gulf Bank Mobile Banking app from either the App Store (for iOS devices) or the Google Play Store (for Android devices).
  • Launch the app and click on the “Register Now” option.
  • Fill in the required details, such as your name, email address, and account number.
  • Choose a username and create a secure password for your mobile banking account.
  • Follow the instructions provided to finalize the registration process.
  • After completing your registration, log in to your account and enjoy the full range of Gulf Bank’s mobile banking services.

Gulf Bank App

The Gulf Bank app is a complimentary mobile application accessible on both iOS and Android platforms, allowing customers to oversee their accounts and utilize various banking services.

Notable features include account management, money transfers and payments, card management, branch and ATM locators, push notifications, and customer support. The app is designed to be user-friendly and convenient, offering customers real-time access to their account details and transactions.

Gulf Bank Branches

Gulf Bank operates numerous branches throughout Kuwait, offering a wide variety of banking services tailored for both personal and business needs. These branches are strategically located for convenience, featuring modern technology and staffed by experienced professionals committed to delivering exceptional customer service.

  • Head Office: Mubarak Al Kabeer Street, Sharq, Kuwait City.
  • Al-Salmiya Branch: Salem Al Mubarak Street, Al-Salmiya.
  • Fahaheel Branch: Block 11, Fahaheel Expressway, Ahmadi Governorate.
  • Al-Jahra Branch: Al-Jahraa, Al Jahra Governorate.
  • Al-Ahmadi Branch: Al-Ahmadi, Ahmadi Governorate.
  • Al-Farwaniya Branch: Abdullah Al-Mubarak Street, Farwaniya Governorate.
  • Al-Rai Branch: Al-Ghanim Mall, 5th Ring Road, Al-Rai, Kuwait City.
  • Al-Qurain Branch: Al-Qurain, Kuwait City.
  • Al-Shuhada Branch: Al-Shuhada, Kuwait City.
  • Al-Adan Branch: Block 3, Al-Adan, Al Ahmadi Governorate.

Gulf Bank Branches In Kuwait

Gulf Bank provides a wide range of banking services through its branches and ATMs throughout Kuwait. With a presence in several locations, the bank is committed to meeting the diverse financial needs of its customers.

  • Salmiya Main.
  • Kuwait City.
  • Jabriya.
  • Mubarak Al Kabeer Head Office.
  • Rumaithiya.
  • Hawally.
  • Shaab.
  • Surra.
  • South Surra.
  • Shuwaikh Main.
  • Sabhan.

Gulf Bank Branches Services

Gulf Bank has established a network of branches across Kuwait, providing a variety of financial services to its customers. The different types of branches operated by Gulf Bank include:

  • Full-Service Branches: These branches provide a comprehensive array of services, encompassing personal and business banking, loan options, and investment solutions.
  • Express Branches: These smaller branches focus on delivering a limited selection of services, designed for fast and convenient transactions.
  • Corporate Branches: Tailored for corporate clients, these branches offer specialized services including trade finance, cash management, and foreign exchange solutions.
  • Islamic Banking Branches: These branches provide Islamic banking services, such as investment accounts and mortgages, in alignment with Shariah principles.

Gulf Bank Branches Timings

The operating hours for Gulf Bank branches can differ based on their location and the day of the week. Typically, most branches are open from Sunday to Thursday, with operating hours from 8:30 AM to 3:00 PM. Additionally, some branches may offer extended hours and are open on Saturdays as well.

DaysTime
Saturday (Kuwait National Day)Closed
Sunday (Kuwait Liberation Day)9 AM to1 PM, 5 to 7 PM (Hours might differ)
Monday9 AM to1 PM, 5 to 7 PM
Tuesday9 AM to1 PM, 5 to 7 PM
Wednesday9 AM to1 PM, 5 to 7 PM
Thursday9 AM to1 PM
FridayClosed

Gulf Bank Ramadan Timings 2024

During the Holy Month of Ramadan, Gulf Bank sends its heartfelt wishes to you and your family. Please be informed of the following working hours:

Branch Network:

  • During this time, all branches will be open between 10:00 a.m. and 1:30 p.m.
  • Airport branches will be open from 11:30 AM to 3:30 PM, 8:30 PM to 11:30 PM, and 1:00 AM to 5:00 AM.

Interactive Teller Machines (ITM):

  • The ITMs will be open from 9:30 AM to 5:30 PM, 7:30 PM to 11:45 PM, and 11:45 PM to 12:30 AM (non-financial transactions only).

Gulf Bank Timing Fahaheel Today

If you plan to visit the Gulf Bank branch in Fahaheel today, it’s essential to know their operating hours. The bank opens at 9:00 AM and closes at 1:00 PM for the morning shift. After a short midday break, Gulf Bank Fahaheel resumes operations at 5:00 PM and stays open until 7:00 PM. Please keep in mind that these hours apply specifically to today and may differ on other days or during holidays. Make sure to plan your visit accordingly to avoid any inconvenience.

Gulf Bank Timing Farwaniya

If you’re planning to visit the Gulf Bank branch in Fahaheel today, it’s essential to be aware of their operating hours. The bank opens at 9:00 AM and serves customers until 1:00 PM for the morning shift. After a short break, Gulf Bank Fahaheel resumes operations at 5:00 PM and stays open until 7:00 PM. Keep in mind that these hours are specific to today and may differ on other days of the week or during holidays. Make sure to plan your visit accordingly to avoid any inconvenience.

Gulf Bank Cube Mall Timing

Gulf Bank has a branch situated in Cube Mall, with operating hours from 8:30 AM to 3 PM and 9 AM to 1 PM. These hours offer customers plenty of opportunities to conduct their banking transactions and take advantage of the various services provided by the bank.

Gulf Bank Timing Ahmadi

Gulf Bank in Ahmadi has designated operating hours that differ throughout the week and during holidays, making it essential to plan your visit accordingly. Overall, the bank’s opening hours are as follows:

DaysTime
Tuesday8:30 AM – 3:00 PM
Wednesday8:30 AM – 3:00 PM
Thursday8:30 AM – 3:00 PM
FridayClose
Saturday (Kuwait National Day)Close
Sunday (Kuwait Liberation Day)8:30 AM – 3:00 PM (hours might differ)
Monday8:30 AM – 3:00 PM, mid-day break 1:00 PM – 5:00 PM

Gulf Bank Timing Mangaf

To have a successful visit to the Gulf Bank branch in Mangaf, it’s important to be aware of their opening hours. The operating hours for this branch are as follows:

DaysTime
Tuesday8:30 AM – 3:00 PM
Wednesday8:30 AM – 3:00 PM
Thursday8:30 AM – 3:00 PM
FridayClose
SaturdayClose
Sunday8:30 AM – 3:00 PM (Different hours are possible)
Monday8:30 AM – 3:00 PM

Gulf Bank Timing Salmiya

The Gulf Bank branch in Salmiya can be found at Building 23, Salmiya (Co-op, Salmiya). This location is ideally positioned in the vibrant commercial and residential area of Salmiya, ensuring easy access for customers. To assist you in planning your visit, here are the operating hours for the Salmiya branch:

DaysTime
Tuesday8:30 AM – 3:00 PM
Wednesday8:30 AM – 3:00 PM
Thursday8:30 AM – 3:00 PM
FridayClose
SaturdayClose (In honor of Kuwait National Day)
Sunday8:30 AM – 3:00 PM (Vary by hour)
Monday8:30 AM – 3:00 PM

Gulf Bank Timing Jahra

To visit the Gulf Bank branch in Jahra, it’s essential to know their operating hours ahead of time. Situated in the vibrant Jahra commercial district, the branch provides a variety of banking services to its customers. To make your visit smooth and efficient, the operating hours for the Jahra branch are as follows:

DaysTime
Tuesday9:00 AM – 1:00 PM , 5:00 PM – 7:00 PM
Wednesday9:00 AM – 1:00 PM , 5:00 PM – 7:00 PM
Thursday9:00 AM – 1:00 PM
FridayClose
SaturdayClose (In honor of Kuwait National Day)
Sunday1:00 PM , 5:00 PM – 7:00 PM (Time may vary)
Monday1:00 PM , 5:00 PM – 7:00 PM

Gulf Bank Head Office Timings

If you plan to conduct business or meet with a representative at the Gulf Bank head office, it’s important to be aware of their operating hours. Here’s what you need to know about the Gulf Bank head office timings to ensure a smooth visit.

Thursday8:30 AM to 3 PM
FridayClosed
SaturdayClosed
Sunday8:30 AM to 3 PM
Monday8:30 AM to 3 PM
Tuesday8:30 AM to 3 PM
Wednesday8:30 AM to 3 PM

Gulf Bank Loan Calculator

The Gulf Bank loan calculator is a user-friendly tool designed for customers of Gulf Bank in Kuwait. Its primary function is to help users determine various aspects of their loans, including the total interest rate and monthly payment amounts. This enables customers to gain a clear understanding of their financial responsibilities regarding loan repayment.

The calculator simplifies the loan calculation process, making it more accessible for customers. The objective is to provide peace of mind by delivering precise and easy-to-understand information about their loans.

Gulf Bank Loan Emi Calculator

The Gulf Bank Loan EMI Calculator is a convenient tool provided by Gulf Bank Kuwait that enables customers to calculate their monthly loan repayment amount, known as EMI (Equated Monthly Installment). This calculator takes into account key factors such as the loan amount, interest rate, and loan tenure to determine the EMI. By using this tool, customers can effectively plan their loan repayments in advance and manage their finances more efficiently.

How To Use The Gulf Bank Loan Calculator?

Customers can utilize the Gulf Bank loan calculator to conveniently determine their loan amount and monthly payments. This tool offers precise and transparent calculations, assisting customers in effective financial planning. To access the calculator, simply follow these steps:

  1. Access the Official Gulf Bank Kuwait Website: Start by visiting the official website of Gulf Bank Kuwait.
  2. Navigate to the Calculation Options: Scroll down the homepage to find the various calculation tools available.
  3. Select the Loan Calculator: Click on the loan calculator option, as illustrated in the accompanying image.
  4. Choose Employment Type: Select your type of employment from the options provided, either “salaried” or “retired.”
  5. Enter Your Monthly Salary: Input your monthly income in Kuwaiti Dinars.
  6. Account for Deductions: Include any fixed deductions or reductions in your monthly income.
  7. Specify Loan Repayment Duration: Indicate the desired loan repayment period in months.
  8. Input the Loan Amount: Enter the amount of loan you wish to apply for.
  9. Calculate Your Loan Details: Click on the “calculate” button.
  10. View Results: The calculator will display the total interest over the loan repayment period and the monthly payment amount required.

Calculating A Loan Based On Salary

A salary-based loan amount needs to be determined by considering a number of factors. The following key elements can be considered when calculating a loan:

  • For personal loans, the loan amount is determined as either 25 times the net salary or the requested loan amount, whichever is lesser.
  • The maximum loan amount is set at 90% of the value of the collateral or down payment provided.
  • The calculation ensures that, for working individuals, the ratio of the loan installment to net salary does not exceed 40% of their monthly net income.
  • For retired individuals, the calculation ensures that the loan installment to salary ratio remains within 30% of their monthly net income.

The Gulf Bank Loan Schedule

Kuwaiti GCC Bank offers a distinguished loan schedule as one of its distinguished services. The following are its purposes and conditions:

  • A customer who currently has a loan with GCC Bank can obtain a new loan after settling the current loan.
  • The Kuwaiti GCC Bank loan schedule can be used by those who have previously obtained a loan from the bank.
  • Aside from credit cards, additional amounts can also be obtained with the same type of loan and without credit cards.
  • The loan schedule application must show that at least 30% of the monthly regular installment payments on the loan have been made.
  • A loan schedule for the same type of old loan must be submitted. At the time of contract registration, the new loan contract will be registered with the applicable interest rate.

Gulf Bank Contact Details

  • Call the Gulf Bank Customer Care Hotline at +965 22082208 for immediate assistance.
  • Send an Email to corp.olb@gulfbank.com.kw for inquiries or support.
  • Visit a Gulf Bank Branch in person to receive assistance directly from a representative.
  • Use the “Contact Us” Form on the Gulf Bank website to submit a message to the customer care team.

Location:

FAQs About Gulf Bank

Which country is Gulf Bank in?

In Kuwait, Gulf Bank is one of the leading conventional banks with a total asset of KD 7.4 billion as of 30 June 2024. Through its network of over 50 branches and more than 300 ATMs, the bank provides a wide range of services, including consumer banking, wholesale banking, treasury, and financial services.

What is the minimum salary for Gulf Bank salary account?

Customers are eligible for the offer following their first salary transfer to Gulf Bank if they earn a minimum of KD 500.

How many branches does Gulf Bank have?

There are 14 branches across the country.

Conclusion

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